Tag Archives: ILP

Using Insurance to Supplement Retirement Funding Needs

I came across an article titled “Growing Your Wealth With Insurance” in the Business Times on 3 March 2016. This article is another timely reminder for us all to ensure that we have given due attention to retirement planning. The topic of retirement planning never goes ‘out of fashion’. Why? Because, at the end of the… Read More »

Get Your Act Together – No More Excuses Not to Review Your Insurance Needs

I sat down with a prospect, Ms M, on a Saturday afternoon to educate her on the different types of insurance policies and how they worked. She came to me because she did not have a clear idea of what she is paying for and that she had not done a review for the past… Read More »

Your Insurance Portfolio: Optimized or Obsolete?

Recently, I met up with a university friend who is in her mid 40’s. She was interested to have me review her existing insurance plans. She is single and her main concern is to be financially independent should anything happen to her. The other concern of hers is to be able to provide for her… Read More »

ILPs Have A Bad Rep

Much has been reported about Investment Linked Plans. In my 10 years of financial advisory work, only 2 clients have requested for such a plan. The Business Times, April 12, 2006 – What Clients Are Not Told About ILPs The Straits Times, June 13, 2005 – Avoid ILPs, Case Advises Older Investors The Straits Times, May 24, 2005 – The Low-down… Read More »