Tag Archives: disability income

A Real Life Story: One More Reason Why You Need Disability Income Insurance

As I have shared with you in my earlier post, claiming from Disability Income Insurance (DII) is less stringent than from a plan with a Total and Permanent Disability (TPD) definition. What you may not know is this – there are conditions that can incapacitate you from working and they need NOT be a critical or major… Read More »

Have you Secured Your Family’s Protection Needs?

Anyone who is working to support his or her family needs  insurance.  What can cause a family to face financial difficulty? Loss of income due to disability High expenses due to critical illness Loss of income due to death High medical bill due to hospitalization Financial hardship can be avoided if there is proper and… Read More »

The Definition of Disability can Make A World of Difference

9 out of 10 people I speak to have not heard about Disability Income Insurance (DII). They assume that Total and Permanent Disability (TPD), which almost all of them have in their life coverage, is the blanket disability definition across all life insurance products. But they are wrong. Many folks have different enhancements (i.e.riders) to TPD like… Read More »