Tag Archives: critical illness

Get Your Act Together – No More Excuses Not to Review Your Insurance Needs

I sat down with a prospect, Ms M, on a Saturday afternoon to educate her on the different types of insurance policies and how they worked. She came to me because she did not have a clear idea of what she is paying for and that she had not done a review for the past… Read More »

Planning For A Child: The Essentials

When it comes to planning for a child, there are 2 main components to consider: Protection Education Planning The insurance needs of children differ from that of adults simply because they are not working to earn an income and hence, have no responsibility towards supporting the family. On the other hand, parents could be thrown… Read More »

A Real Life Story: One More Reason Why You Need Disability Income Insurance

As I have shared with you in my earlier post, claiming from Disability Income Insurance (DII) is less stringent than from a plan with a Total and Permanent Disability (TPD) definition. What you may not know is this – there are conditions that can incapacitate you from working and they need NOT be a critical or major… Read More »

Have you Secured Your Family’s Protection Needs?

Anyone who is working to support his or her family needs  insurance.  What can cause a family to face financial difficulty? Loss of income due to disability High expenses due to critical illness Loss of income due to death High medical bill due to hospitalization Financial hardship can be avoided if there is proper and… Read More »